Self-Employed2

Save Time & Money AND Get Every Benefit “Regular Employees” Get

Now you Can Get All of the Benefits Enjoyed by “Regular Employees” When It Comes to Securing Your Mortgage

You are a self-employed entrepreneur, a person who understands value. You work hard. You may work alone as a solo-preneur or with a very small staff or group of associates. You have forsaken the cushy comforts of a “corporate” job to take all of the rewards (and risks) of entrepreneurship. You have created a web of trust with key contractors and suppliers. Your clients and customers trust you to meet their needs. You are a key driver in today’s economy.

So why do banks force you to jump through extra hoops just to get a simple mortgage? Be it in terms of fees or higher mortgage rates, why do the banks often charge you extra for your mortgage, assuming you can one from them at all?

Don’t play that game!

An entrepreneur’s mortgage from an entrepreneur

Demos is a partner with Mountainview Mortgage who understands how to get entrepreneurs the best possible mortgages. Demos understands entrepreneurs because he is one – as a founding partner in Mountainview Mortgage, he knows first-hand how banks do not evaluate entrepreneurs and solo-preneurs fairly. Demos will look at your business (its revenues and expenses), your overall financial goals, and your needs and personal preferences in order to get you the best possible mortgage.

No two businesses are alike, so why expect your mortgages to be cookie-cutter identical to everyone else’s? Here are just five of the important distinctions that can make all the difference in getting a mortgage when you are an entrepreneur:

  • An entrepreneur’s mortgage from an entrepreneur

    Demos works closely with you to understand how your specific business’s cash flows and overhead expenses can tell a different story from the one to be found in your Notice Of Assessments (NOAs) from the Canadian Revenue Agency (CRA). This can be the difference between securing a mortgage with very favourable terms and not securing one at all!

    Understanding the fine details of your business is just one way Demos can get you significant savings. Call Demos today

  • Cash Flow is king

    Cash Flow is the lifeblood of any business and personal financial health. The key is to preserve it, protect it, and improve it. Too often, banks and other lenders seem to want to charge you a premium when all you want to do is live in a comfortable home while your real estate helps your build-up your future wealth and net-worth.
    Demos know why cash flow is so vital – remember, he too is an entrepreneur. So, call Demos and let him help you protect your cash flow today while you build wealth for tomorrow!

  • Structure is everything

    Just like with your business, a good structure is the key to a good mortgage for an entrepreneur. Demos understand how to best structure any financing that you may need. For example, one entrepreneur may need a mortgage for a home bought with a low down payment, while another may need a mortgage payment schedule that can accommodate irregular cash flows, and a third just wants a low interest rate.

    Each of these needs can be met in a well-designed mortgage. With years of experience helping entrepreneurs of all types and stripes get mortgages, Demos knows how to best structure any deal you wish to finance.

  • Time is precious

    No one wants to waste time, but for entrepreneurs, wasted time is painful and expensive. Every lost minute was either billable directly or could have been used to generate revenue or build up your business. Demos has heard far too often how banks may say “yes” at the start of the application stage only to say “no” when it comes to final approval. Then you have to scramble to apply elsewhere for a mortgage, under the gun and likely getting a bad and/or expensive deal.

    Don’t get on that hamster wheel! Demos wants you to know that he values your time as much as you do. Your mortgage will be ready when he promised, in time for you to close on your dream deal.

    Ask Demos how you can save time and money by working with him on your next mortgage financing.

  • Entrepreneurs already have enough stress

    Who needs any more stress in their lives? Not entrepreneurs, guaranteed!
    So why go through the challenge of getting a mortgage from someone who does not understand or appreciate the financial realities of entrepreneurs? And what do you think happens to your stress level if they deny your application or decide they will give you a mortgage but under terrible terms? Talk about avoidable and unnecessary hassle and stress!

    Demos prides himself in getting you a great mortgage with the least amount of stress and hassle humanly possible.

These are just some of the considerations in brokering the best possible mortgage for entrepreneurs. Because your wealth and lifestyle matters, Demos will take the time to work with you to properly understand your business and your financial goals to craft the best possible mortgage to meet them.
Call Demos today to explore your mortgage options as an entrepreneur.

What types of businesses can qualify?

If you run any of these businesses, Demos is the person you should call today for a mortgage:

  • Web designer
  • Print Shop owner
  • Marketer
  • Gas Station owner
  • Accountant
  • IT programmer
  • Consultant
  • Freelancer
  • Social Media expert
  • Lawyer
  • Bookkeeper
  • Bakery owner
  • Day Care operator
  • Repair Shop owner
  • Travel Agent
  • Pet Care consultant
  • Wedding Planner
  • Many More!
Call Demos today to explore your mortgage options as an entrepreneur.